Farm Plus Financial is pleased to offer extremely competitive rates and terms on all of our farm loan products. Our Loan Specialists have extensive agricultural experience and the understanding of several types of agricultural operations. In addition, our Loan Specialists can offer additional financial advice that may be beneficial to your operation.

*Since the Federal Reserve has lowered interest rates recently, Farm Plus Financial has decreased interest rates on all loan products. This is a great opportunity to lock in your loan terms today!

COMMERCIAL FARM LOANS

Farm Plus Financial offers commercial farm loans through our Farmer Mac and USDA backed loan programs. Loan amounts start at $100,000.00 with no maximum amount. These loans are typically for a period of 15 - 30 years and can be amortized over a period up to 30 years with no pre-payment penalties. Most loans have payments that are due annually or semi-annually, depending on the needs of your operation. Several types of operations qualify, including;  farms, ranches, dairies, orchards, vineyards, and many more agricultural productions. In addition, investment farms also qualify. Please feel free to contact us with inquiries.  Click here to view a recent rate sheet.

PART-TIME FARM LOANS

Farm Plus Financial offers several different loan options for part-time farms, depending on your property type. Loan amounts start at $100,000.00 with no maximum amount. These loans are typically 30-year fixed loans with no pre-payment penalties. Most part-time farms will have a residence on the property and the borrowers will have an additional source of income from a non-agricultural source. The property may or may not need to have the ability to produce agriculture product(s) depending on location, acreage, and borrower circumstances.   You may apply online, fill out a 'contact us' form or just give us a call to speak with a Loan Specialist.  Click here to view a recent rate sheet.